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The BBC’s weekly The Boss series profiles different business leaders from around the world. This week we speak to serial UK entrepreneur Andy Scott.
When Andy Scott was run over by a taxi, breaking both his legs and all his fingers, it was the least of his problems.
“The accident was my fault,” he says. “I was walking across a road in Washington DC in the early hours of the morning, and looking at emails on my phone.
“I wasn’t paying any attention, and a taxi ploughed into me, throwing me onto its roof.”
A successful young British businessman, Andy was visiting the US in 2008 after sailing his yacht across the Atlantic. But as he was rushed the hospital, the main concern of the then 29-year-old was his collapsing business back in the UK.
A self-made millionaire, Andy had built up a property, hotels and bars empire. And he lived a life of luxury. In addition to the 130ft (38m) boat he flew his own aircraft and drove two Ferraris.
Yet over-extended on his loans, when the 2008 global financial crisis hit he lost everything.
“When I was in my 20s the banks were throwing money at me,” he says. “As I had never seen an economic downturn I didn’t realise the downside to that. Then the financial crisis happened, and I literally got wiped out. I avoided going bankrupt, but I lost about £6m. Everything was repossessed.”
Andy says he was initially hit by dark depression, but then he vowed to rebuild his business – and his life. “I said to myself ‘just belief in yourself, you have done this before, you can make it back’.”
And that he did. Today, 11 years later, his London-based company – REL Capital – has a reported annual turno
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